Below are the participating banks in the standard network
Bank Deposit Sweep Program (BDSP)®

Effective date May 11, 2016

POS
POSITION
Region 1
MA, ME, NH, RI, VT
Region 2
CT, NY
Region 3
AK, CO, HI, ID, KS, MT,
NE, NM, NV, OR, UT, WA, WY
Region 4
CA
1 Mizuho Bank (USA) U.S. Bank National Association Goldman Sachs Bank U.S. Bank National Association
2 Bank of China Synchrony Bank U.S. Bank National Association Synchrony Bank
3 Synchrony Bank Bank of China First Niagara Goldman Sachs Bank
4 Cadence Bank, N.A. Bank of the West Synchrony Bank Bank of China
5 First Niagara First Niagara Talmer Bank MUFG Union Bank, N.A.
6 American Express Bank, FSB. Cadence Bank, N.A. Barclays Bank Delaware First Niagara
7 Bank of the West Talmer Bank New York Community Bank Bank of the West
8 MUFG Union Bank, N.A. East West Bank WEX Bank First Tennessee Bank, N.A.
9 State Bank of India New York Community Bank Bank of the West Cadence Bank, N.A.
10 East West Bank The Bank of East Asia, Ltd MUFG Union Bank, N.A. Talmer Bank
11 First Tennessee Bank, N.A. State Bank of India Bank of China State Bank of India
12 Manufacturers and Traders Trust Goldman Sachs Bank East West Bank Citibank, N.A.
13 U.S. Bank National Association Capital One (USA), N.A. Manufacturers and Traders Trust WEX Bank
14 Goldman Sachs Bank American Express Bank, FSB. American Express Bank, FSB. New York Community Bank
15 WEX Bank Wells Fargo Bank, N.A. The Bank of East Asia, Ltd American Express Bank, FSB.
16 The Bank of East Asia, Ltd Mizuho Bank (USA) State Bank of India Bank of Baroda
17 New York Community Bank First Tennessee Bank, N.A. Mizuho Bank (USA) Mizuho Bank (USA)
18 Bank of Baroda WEX Bank Capital One (USA), N.A. Barclays Bank Delaware
19 Capital One (USA), N.A. Bank of Baroda Bank of Baroda East West Bank
20 Barclays Bank Delaware Manufacturers and Traders Trust First Tennessee Bank, N.A. The Bank of East Asia, Ltd
21 Talmer Bank Barclays Bank Delaware Citibank, N.A. Manufacturers and Traders Trust
22 Wells Fargo Bank, N.A. MUFG Union Bank, N.A. Cadence Bank, N.A. Capital One (USA), N.A.
23 Citibank, N.A. Citibank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
POS
POSITION
Region 5
AL, AR, AZ, KY, LA, MO,
OK, TX, TN
Region 6
DC, DE, FL, GA, MD, MS,
NC, SC
Region 7
IA, IL, IN, MI, MN, ND,
OH, SD, WI
Region 8
NJ, PA, VA, WV, All Other
1 Citibank, N.A. U.S. Bank National Association Goldman Sachs Bank U.S. Bank National Association
2 Bank of the West Bank of the West Synchrony Bank Mizuho Bank (USA)
3 Barclays Bank Delaware Goldman Sachs Bank Barclays Bank Delaware American Express Bank, FSB.
4 East West Bank East West Bank Manufacturers and Traders Trust Synchrony Bank
5 Synchrony Bank Synchrony Bank Bank of China Bank of Baroda
6 Talmer Bank First Niagara Cadence Bank, N.A. Talmer Bank
7 Wells Fargo Bank, N.A. Citibank, N.A. First Tennessee Bank, N.A. Manufacturers and Traders Trust
8 The Bank of East Asia, Ltd MUFG Union Bank, N.A. Bank of the West Goldman Sachs Bank
9 First Niagara State Bank of India The Bank of East Asia, Ltd Bank of China
10 First Tennessee Bank, N.A. WEX Bank State Bank of India New York Community Bank
11 State Bank of India The Bank of East Asia, Ltd New York Community Bank Wells Fargo Bank, N.A.
12 Bank of China Manufacturers and Traders Trust Talmer Bank First Tennessee Bank, N.A.
13 U.S. Bank National Association First Tennessee Bank, N.A. U.S. Bank National Association First Niagara
14 New York Community Bank Talmer Bank East West Bank Bank of the West
15 Cadence Bank, N.A. Bank of Baroda First Niagara MUFG Union Bank, N.A.
16 WEX Bank New York Community Bank American Express Bank, FSB. Cadence Bank, N.A.
17 Capital One (USA), N.A. Cadence Bank, N.A. Wells Fargo Bank, N.A. WEX Bank
18 Goldman Sachs Bank Wells Fargo Bank, N.A. Bank of Baroda Capital One (USA), N.A.
19 American Express Bank, FSB. Bank of China MUFG Union Bank, N.A. East West Bank
20 Manufacturers and Traders Trust American Express Bank, FSB. Capital One (USA), N.A. The Bank of East Asia, Ltd
21 Bank of Baroda Mizuho Bank (USA) WEX Bank State Bank of India
22 Mizuho Bank (USA) Capital One (USA), N.A. Mizuho Bank (USA) Barclays Bank Delaware
23 MUFG Union Bank, N.A. Barclays Bank Delaware Citibank, N.A. Citibank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.

Program Bank Location

Bank City and State
American Express Bank, FSB. Salt Lake City, UT
Bank of Baroda New York, NY
Bank of China New York, NY
Bank of the West San Francisco, CA
Barclays Bank Delaware Wilmington, DE
Cadence Bank, N.A. Birmingham, AL
Capital One (USA), N.A. Glen Allen, VA
Citibank, N.A. Sioux Falls, SD
East West Bank
Pasadena, CA
First Niagara Bank, N.A. Buffalo, NY
First Tennessee Bank, N.A. Memphis, TN
Goldman Sachs Bank New York, NY
Manufacturers and Traders Trust Buffalo, NY
Mizuho Bank (USA) New York, NY
MUFG Union Bank, N.A. San Francisco, CA
New York Community Bank Westbury, NY
State Bank of India New York, NY
Synchrony Bank Salt Lake City, UT
Talmer Bank Troy, MI
The Bank of East Asia, Ltd New York, NY
U.S. Bank, N.A. Cincinnati, OH
Wells Fargo Bank, N.A. San Francisco, CA
WEX Bank Midvale, UT

The order and composition of the Program Bank List may change at any time. Please consult your Investment Representative with any questions.

You may contact your Investment Representative to designate a bank as ineligible to receive funds (otherwise known as "opting out" of a bank). Opting out of a Program Bank will affect the amount of your deposits eligible for FDIC insurance.

Excess Banks will accept funds without limitation and without regard to the Maximum Applicable FDIC Deposit Insurance Amount once funds equal to the Maximum Deposit Amount (as defined in the Bank Deposit Sweep Program Disclosure Document) have been deposited for you through the Bank Deposit Sweep Program in each Bank on the Program Bank List.

It is your obligation to monitor the total amount of deposits that you have at each bank including through bank accounts, certificates of deposit ("CDs") and deposits held through other brokers for purposes of reviewing deposits which may be eligible for insurance by the FDIC.