Below are the participating banks in the standard network
Bank Deposit Sweep Program (BDSP)®

Effective date October 3, 2014

POS
POSITION
Region 1
MA, ME, NH, RI, VT
Region 2
CT, NY
Region 3
AK, CO, HI, ID, KS, MT,
NE, NM, NV, OR, UT, WA, WY
Region 4
CA
1 Goldman Sachs Bank Goldman Sachs Bank Barclays Bank Delaware Goldman Sachs Bank
2 Bank of the West East West Bank Bank of Baroda Barclays Bank Delaware
3 The Bank of East Asia, Ltd. Synchrony Bank Capital One (USA), N.A. Bank of Baroda
4 Bank of Baroda Barclays Bank Delaware Mizuho Bank (USA) Synchrony Bank
5 Synchrony Bank New York Community Bank Bank of the West First Tennessee Bank, N.A.
6 Barclays Bank Delaware MUFG Union Bank, N.A. WEX Bank MUFG Union Bank, N.A.
7 Talmer Bank Bank of China Manufacturers and Traders Trust Mizuho Bank (USA)
8 Bank of China WEX Bank Bank of China WEX Bank
9 State Bank of India Talmer Bank Goldman Sachs Bank Talmer Bank
10 New York Community Bank Capital One (USA), N.A. Cadence Bank, N.A. New York Community Bank
11 First Niagara Bank, N.A. Bank of Baroda Wells Fargo Bank, N.A. Bank of China
12 Mizuho Bank (USA) Cadence Bank, N.A. Talmer Bank Cadence Bank, N.A.
13 WEX Bank Bank of the West First Tennessee Bank, N.A. First Niagara Bank, N.A.
14 Cadence Bank, N.A. First Tennessee Bank, N.A. East West Bank State Bank of India
15 Manufacturers and Traders Trust Mizuho Bank (USA) Synchrony Bank Bank of the West
16 First Tennessee Bank, N.A. First Niagara Bank, N.A. New York Community Bank East West Bank
17 MUFG Union Bank, N.A. The Bank of East Asia, Ltd. First Niagara Bank, N.A. The Bank of East Asia, Ltd.
18 East West Bank State Bank of India State Bank of India Manufacturers and Traders Trust
19 Capital One (USA), N.A. Manufacturers and Traders Trust MUFG Union Bank, N.A. Capital One (USA), N.A.
20 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. The Bank of East Asia, Ltd. Wells Fargo Bank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
POS
POSITION
Region 5
AL, AR, AZ, KY, LA, MO,
OK, TX, TN
Region 6
DC, DE, FL, GA, MD, MS,
NC, SC
Region 7
IA, IL, IN, MI, MN, ND,
OH, SD, WI
Region 8
NJ, PA, VA, WV, All Other
1 East West Bank Goldman Sachs Bank Barclays Bank Delaware Mizuho Bank (USA)
2 Synchrony Bank Manufacturers and Traders Trust New York Community Bank Bank of Baroda
3 Bank of Baroda Mizuho Bank (USA) Synchrony Bank Manufacturers and Traders Trust
4 Goldman Sachs Bank WEX Bank Bank of the West Bank of China
5 First Niagara Bank, N.A. State Bank of India Bank of Baroda Barclays Bank Delaware
6 Barclays Bank Delaware Wells Fargo Bank, N.A. Mizuho Bank (USA) Goldman Sachs Bank
7 New York Community Bank Bank of Baroda Bank of China State Bank of India
8 Cadence Bank, N.A. Talmer Bank Goldman Sachs Bank Talmer Bank
9 WEX Bank Barclays Bank Delaware Cadence Bank, N.A. WEX Bank
9 Mizuho Bank (USA) Bank of China State Bank of India Cadence Bank, N.A.
10 Manufacturers and Traders Trust First Tennessee Bank, N.A. WEX Bank New York Community Bank
11 Bank of the West First Niagara Bank, N.A. First Tennessee Bank, N.A. Synchrony Bank
12 Talmer Bank New York Community Bank MUFG Union Bank, N.A. Bank of the West
14 State Bank of India Cadence Bank, N.A. Talmer Bank MUFG Union Bank, N.A.
15 MUFG Union Bank, N.A. Bank of the West East West Bank First Niagara Bank, N.A.
16 Bank of China Synchrony Bank Capital One (USA), N.A. First Tennessee Bank, N.A.
17 Capital One (USA), N.A. Capital One (USA), N.A. Manufacturers and Traders Trust East West Bank
18 The Bank of East Asia, Ltd. East West Bank The Bank of East Asia, Ltd. Capital One (USA), N.A.
19 First Tennessee Bank, N.A. The Bank of East Asia, Ltd. First Niagara Bank, N.A. The Bank of East Asia, Ltd.
20 Wells Fargo Bank, N.A. MUFG Union Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.

Program Bank Location

Bank City and State
Bank of Baroda New York, NY
Bank of China New York, NY
Bank of the West San Francisco, CA
Barclays Bank Delaware Wilmington, DE
Cadence Bank, N.A. Birmingham, AL
Capital One (USA), N.A. Glen Allen, VA
East West Bank
Pasadena, CA
First Niagara Bank, N.A. Buffalo, NY
First Tennessee Bank, N.A. Memphis, TN
Goldman Sachs Bank New York, NY
Manufacturers and Traders Trust Buffalo, NY
Mizuho Bank (USA) New York, NY
MUFG Union Bank, N.A. San Francisco, CA
New York Community Bank Westbury, NY
State Bank of India New York, NY
Synchrony Bank Salt Lake City, UT
Talmer Bank Troy, MI
The Bank of East Asia, Ltd. New York, NY
Wells Fargo Bank, N.A. San Francisco, CA
WEX Bank Midvale, UT

The order and composition of the Program Bank List may change at any time. Please consult your Investment Representative with any questions.

You may contact your Investment Representative to designate a bank as ineligible to receive funds (otherwise known as "opting out" of a bank). Opting out of a Program Bank will affect the amount of your deposits eligible for FDIC insurance.

Excess Banks will accept funds without limitation and without regard to the Maximum Applicable FDIC Deposit Insurance Amount once funds equal to the Maximum Deposit Amount (as defined in the Bank Deposit Sweep Program Disclosure Document) have been deposited for you through the Bank Deposit Sweep Program in each Bank on the Program Bank List.

It is your obligation to monitor the total amount of deposits that you have at each bank including through bank accounts, certificates of deposit ("CDs") and deposits held through other brokers for purposes of reviewing deposits which may be eligible for insurance by the FDIC.