Below are the participating banks in the standard network
Bank Deposit Sweep Program (BDSP)®

Effective date November 21, 2014

POS
POSITION
Region 1
MA, ME, NH, RI, VT
Region 2
CT, NY
Region 3
AK, CO, HI, ID, KS, MT,
NE, NM, NV, OR, UT, WA, WY
Region 4
CA
1 Goldman Sachs Bank Goldman Sachs Bank Barclays Bank Delaware Goldman Sachs Bank
2 Bank of the West East West Bank Bank of Baroda Barclays Bank Delaware
3 Capital One (USA), N.A. Synchrony Bank Capital One (USA), N.A. Talmer Bank
4 First Niagara Bank, N.A. Barclays Bank Delaware Mizuho Bank (USA) Synchrony Bank
5 Synchrony Bank New York Community Bank Bank of the West First Tennessee Bank, N.A.
6 Bank of Baroda MUFG Union Bank, N.A. WEX Bank MUFG Union Bank, N.A.
7 First Tennessee Bank, N.A. Bank of China Bank of China First Niagara Bank, N.A.
8 Barclays Bank Delaware WEX Bank Manufacturers and Traders Trust Mizuho Bank (USA)
9 The Bank of East Asia, Ltd. Talmer Bank Goldman Sachs Bank WEX Bank
10 Talmer Bank Capital One (USA), N.A. Cadence Bank, N.A. Bank of Baroda
11 Bank of China Bank of Baroda Wells Fargo Bank, N.A. New York Community Bank
12 Cadence Bank, N.A. Cadence Bank, N.A. Talmer Bank Bank of China
13 State Bank of India Bank of the West First Tennessee Bank, N.A. Cadence Bank, N.A.
14 New York Community Bank First Tennessee Bank, N.A. First Niagara Bank, N.A. State Bank of India
15 WEX Bank Mizuho Bank (USA) East West Bank Bank of the West
16 MUFG Union Bank, N.A. First Niagara Bank, N.A. Synchrony Bank East West Bank
17 Mizuho Bank (USA) The Bank of East Asia, Ltd. New York Community Bank The Bank of East Asia, Ltd.
18 Manufacturers and Traders Trust State Bank of India State Bank of India Manufacturers and Traders Trust
19 East West Bank Manufacturers and Traders Trust MUFG Union Bank, N.A. Capital One (USA), N.A.
20 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. The Bank of East Asia, Ltd. Wells Fargo Bank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
POS
POSITION
Region 5
AL, AR, AZ, KY, LA, MO,
OK, TX, TN
Region 6
DC, DE, FL, GA, MD, MS,
NC, SC
Region 7
IA, IL, IN, MI, MN, ND,
OH, SD, WI
Region 8
NJ, PA, VA, WV, All Other
1 East West Bank Goldman Sachs Bank Barclays Bank Delaware Mizuho Bank (USA)
2 Synchrony Bank Manufacturers and Traders Trust New York Community Bank Bank of Baroda
3 Talmer Bank Mizuho Bank (USA) Synchrony Bank Manufacturers and Traders Trust
4 Goldman Sachs Bank WEX Bank First Tennessee Bank, N.A. Bank of China
5 First Niagara Bank, N.A. State Bank of India Bank of the West Barclays Bank Delaware
6 Barclays Bank Delaware First Niagara Bank, N.A. Bank of Baroda Goldman Sachs Bank
7 New York Community Bank Wells Fargo Bank, N.A. First Niagara Bank, N.A. State Bank of India
8 Cadence Bank, N.A. Bank of Baroda Bank of China Talmer Bank
9 WEX Bank Talmer Bank Goldman Sachs Bank Cadence Bank, N.A.
10 Capital One (USA), N.A. Barclays Bank Delaware Cadence Bank, N.A. WEX Bank
11 First Tennessee Bank, N.A. Bank of China State Bank of India New York Community Bank
12 Mizuho Bank (USA) First Tennessee Bank, N.A. WEX Bank Synchrony Bank
13 Manufacturers and Traders Trust New York Community Bank MUFG Union Bank, N.A. Bank of the West
14 Bank of the West Cadence Bank, N.A. Talmer Bank First Niagara Bank, N.A.
15 Bank of Baroda Bank of the West Capital One (USA), N.A. MUFG Union Bank, N.A.
16 State Bank of India Synchrony Bank Mizuho Bank (USA) First Tennessee Bank, N.A.
17 MUFG Union Bank, N.A. Capital One (USA), N.A. East West Bank East West Bank
18 Bank of China East West Bank Manufacturers and Traders Trust Capital One (USA), N.A.
19 The Bank of East Asia, Ltd. The Bank of East Asia, Ltd. The Bank of East Asia, Ltd. The Bank of East Asia, Ltd.
20 Wells Fargo Bank, N.A. MUFG Union Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.

Program Bank Location

Bank City and State
Bank of Baroda New York, NY
Bank of China New York, NY
Bank of the West San Francisco, CA
Barclays Bank Delaware Wilmington, DE
Cadence Bank, N.A. Birmingham, AL
Capital One (USA), N.A. Glen Allen, VA
East West Bank
Pasadena, CA
First Niagara Bank, N.A. Buffalo, NY
First Tennessee Bank, N.A. Memphis, TN
Goldman Sachs Bank New York, NY
Manufacturers and Traders Trust Buffalo, NY
Mizuho Bank (USA) New York, NY
MUFG Union Bank, N.A. San Francisco, CA
New York Community Bank Westbury, NY
State Bank of India New York, NY
Synchrony Bank Salt Lake City, UT
Talmer Bank Troy, MI
The Bank of East Asia, Ltd. New York, NY
Wells Fargo Bank, N.A. San Francisco, CA
WEX Bank Midvale, UT

The order and composition of the Program Bank List may change at any time. Please consult your Investment Representative with any questions.

You may contact your Investment Representative to designate a bank as ineligible to receive funds (otherwise known as "opting out" of a bank). Opting out of a Program Bank will affect the amount of your deposits eligible for FDIC insurance.

Excess Banks will accept funds without limitation and without regard to the Maximum Applicable FDIC Deposit Insurance Amount once funds equal to the Maximum Deposit Amount (as defined in the Bank Deposit Sweep Program Disclosure Document) have been deposited for you through the Bank Deposit Sweep Program in each Bank on the Program Bank List.

It is your obligation to monitor the total amount of deposits that you have at each bank including through bank accounts, certificates of deposit ("CDs") and deposits held through other brokers for purposes of reviewing deposits which may be eligible for insurance by the FDIC.