Below are the participating banks in the standard network
Bank Deposit Sweep Program (BDSP)®

Effective date January 11, 2016

POS
POSITION
Region 1
MA, ME, NH, RI, VT
Region 2
CT, NY
Region 3
AK, CO, HI, ID, KS, MT,
NE, NM, NV, OR, UT, WA, WY
Region 4
CA
1 Goldman Sachs Bank Goldman Sachs Bank Wells Fargo Bank, N.A. Goldman Sachs Bank
2 Wells Fargo Bank, N.A. American Express Bank, FSB. Barclays Bank Delaware American Express Bank, FSB.
3 Citibank, N.A. Wells Fargo Bank, N.A. American Express Bank, FSB. Wells Fargo Bank, N.A.
4 American Express Bank, FSB. Citibank, N.A. Bank of China Bank of the West
5 Bank of China Bank of Baroda Citibank, N.A. Bank of Baroda
6 First Niagara Bank of China Capital One (USA), N.A. Citibank, N.A.
7 Capital One (USA), N.A. Cadence Bank, N.A. Mizuho Bank (USA) Synchrony Bank
8 State Bank of India East West Bank WEX Bank Cadence Bank, N.A.
9 Synchrony Bank Synchrony Bank Cadence Bank, N.A. Bank of China
10 Bank of Baroda WEX Bank Bank of the West First Niagara
11 Manufacturers and Traders Trust First Niagara East West Bank MUFG Union Bank, N.A.
12 East West Bank MUFG Union Bank, N.A. Bank of Baroda WEX Bank
13 Mizuho Bank (USA) Talmer Bank Manufacturers and Traders Trust New York Community Bank
14 WEX Bank Capital One (USA), N.A. Goldman Sachs Bank First Tennessee Bank, N.A.
15 The Bank of East Asia, Ltd Bank of the West The Bank of East Asia, Ltd State Bank of India
16 Cadence Bank, N.A. First Tennessee Bank, N.A. State Bank of India Mizuho Bank (USA)
17 Bank of the West Mizuho Bank (USA) First Tennessee Bank, N.A. Talmer Bank
18 New York Community Bank New York Community Bank First Niagara Barclays Bank Delaware
19 First Tennessee Bank, N.A. The Bank of East Asia, Ltd Synchrony Bank East West Bank
20 MUFG Union Bank, N.A. State Bank of India New York Community Bank The Bank of East Asia, Ltd
21 Barclays Bank Delaware Manufacturers and Traders Trust Talmer Bank Manufacturers and Traders Trust
22 Talmer Bank Barclays Bank Delaware MUFG Union Bank, N.A. Capital One (USA), N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
POS
POSITION
Region 5
AL, AR, AZ, KY, LA, MO,
OK, TX, TN
Region 6
DC, DE, FL, GA, MD, MS,
NC, SC
Region 7
IA, IL, IN, MI, MN, ND,
OH, SD, WI
Region 8
NJ, PA, VA, WV, All Other
1 American Express Bank, FSB. Goldman Sachs Bank American Express Bank, FSB. American Express Bank, FSB.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Barclays Bank Delaware Mizuho Bank (USA)
3 Barclays Bank Delaware Manufacturers and Traders Trust Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
4 Citibank, N.A. Citibank, N.A. Bank of China Citibank, N.A.
5 East West Bank Bank of China Manufacturers and Traders Trust Bank of Baroda
6 Synchrony Bank American Express Bank, FSB. Citibank, N.A. First Niagara
7 The Bank of East Asia, Ltd First Niagara Synchrony Bank Barclays Bank Delaware
8 Bank of China State Bank of India Mizuho Bank (USA) Manufacturers and Traders Trust
9 Mizuho Bank (USA) WEX Bank Bank of Baroda Bank of China
10 Bank of Baroda The Bank of East Asia, Ltd New York Community Bank Goldman Sachs Bank
11 Goldman Sachs Bank East West Bank First Tennessee Bank, N.A. State Bank of India
12 First Niagara Bank of Baroda WEX Bank Talmer Bank
13 MUFG Union Bank, N.A. Talmer Bank East West Bank Cadence Bank, N.A.
14 New York Community Bank First Tennessee Bank, N.A. First Niagara WEX Bank
15 Cadence Bank, N.A. New York Community Bank Goldman Sachs Bank New York Community Bank
16 WEX Bank Cadence Bank, N.A. Cadence Bank, N.A. Synchrony Bank
17 Capital One (USA), N.A. Bank of the West State Bank of India Bank of the West
18 First Tennessee Bank, N.A. Synchrony Bank Bank of the West MUFG Union Bank, N.A.
19 Manufacturers and Traders Trust Capital One (USA), N.A. MUFG Union Bank, N.A. First Tennessee Bank, N.A.
20 Bank of the West Mizuho Bank (USA) Capital One (USA), N.A. East West Bank
21 State Bank of India MUFG Union Bank, N.A. The Bank of East Asia, Ltd Capital One (USA), N.A.
22 Talmer Bank Barclays Bank Delaware Talmer Bank The Bank of East Asia, Ltd
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.

Program Bank Location

Bank City and State
American Express Bank, FSB. Salt Lake City, UT
Bank of Baroda New York, NY
Bank of China New York, NY
Bank of the West San Francisco, CA
Barclays Bank Delaware Wilmington, DE
Cadence Bank, N.A. Birmingham, AL
Capital One (USA), N.A. Glen Allen, VA
Citibank, N.A. Sioux Falls, SD
East West Bank
Pasadena, CA
First Niagara Bank, N.A. Buffalo, NY
First Tennessee Bank, N.A. Memphis, TN
Goldman Sachs Bank New York, NY
Manufacturers and Traders Trust Buffalo, NY
Mizuho Bank (USA) New York, NY
MUFG Union Bank, N.A. San Francisco, CA
New York Community Bank Westbury, NY
State Bank of India New York, NY
Synchrony Bank Salt Lake City, UT
Talmer Bank Troy, MI
The Bank of East Asia, Ltd New York, NY
Wells Fargo Bank, N.A. San Francisco, CA
WEX Bank Midvale, UT

The order and composition of the Program Bank List may change at any time. Please consult your Investment Representative with any questions.

You may contact your Investment Representative to designate a bank as ineligible to receive funds (otherwise known as "opting out" of a bank). Opting out of a Program Bank will affect the amount of your deposits eligible for FDIC insurance.

Excess Banks will accept funds without limitation and without regard to the Maximum Applicable FDIC Deposit Insurance Amount once funds equal to the Maximum Deposit Amount (as defined in the Bank Deposit Sweep Program Disclosure Document) have been deposited for you through the Bank Deposit Sweep Program in each Bank on the Program Bank List.

It is your obligation to monitor the total amount of deposits that you have at each bank including through bank accounts, certificates of deposit ("CDs") and deposits held through other brokers for purposes of reviewing deposits which may be eligible for insurance by the FDIC.