Below are the participating banks in the standard network
Bank Deposit Sweep Program (BDSP)®

Effective date March 21, 2016

POS
POSITION
Region 1
MA, ME, NH, RI, VT
Region 2
CT, NY
Region 3
AK, CO, HI, ID, KS, MT,
NE, NM, NV, OR, UT, WA, WY
Region 4
CA
1 Mizuho Bank (USA) Bank of China Goldman Sachs Bank American Express Bank, FSB.
2 Citibank, N.A. Synchrony Bank Barclays Bank Delaware Synchrony Bank
3 Synchrony Bank Citibank, N.A. First Niagara Goldman Sachs Bank
4 Cadence Bank, N.A. Bank of the West Citibank, N.A. Citibank, N.A.
5 First Niagara First Niagara Bank of the West MUFG Union Bank, N.A.
6 American Express Bank, FSB. Cadence Bank, N.A. Synchrony Bank First Niagara
7 Bank of the West Talmer Bank New York Community Bank Bank of the West
8 MUFG Union Bank, N.A. East West Bank WEX Bank First Tennessee Bank, N.A.
9 State Bank of India New York Community Bank MUFG Union Bank, N.A. Cadence Bank, N.A.
10 East West Bank The Bank of East Asia, Ltd Bank of China Talmer Bank
11 First Tennessee Bank, N.A. State Bank of India East West Bank State Bank of India
12 Manufacturers and Traders Trust U.S. Bank, N.A. Manufacturers and Traders Trust Bank of China
13 U.S. Bank, N.A. Goldman Sachs Bank American Express Bank, FSB. WEX Bank
14 Goldman Sachs Bank Capital One (USA), N.A. U.S. Bank, N.A. New York Community Bank
15 WEX Bank American Express Bank, FSB. The Bank of East Asia, Ltd U.S. Bank, N.A.
16 The Bank of East Asia, Ltd Wells Fargo Bank, N.A. State Bank of India Bank of Baroda
17 Bank of China Mizuho Bank (USA) Mizuho Bank (USA) Mizuho Bank (USA)
18 New York Community Bank First Tennessee Bank, N.A. Capital One (USA), N.A. Barclays Bank Delaware
19 Bank of Baroda WEX Bank Bank of Baroda East West Bank
20 Capital One (USA), N.A. Bank of Baroda First Tennessee Bank, N.A. The Bank of East Asia, Ltd
21 Barclays Bank Delaware Manufacturers and Traders Trust Talmer Bank Manufacturers and Traders Trust
22 Talmer Bank Barclays Bank Delaware Cadence Bank, N.A. Capital One (USA), N.A.
23 Wells Fargo Bank, N.A. MUFG Union Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
POS
POSITION
Region 5
AL, AR, AZ, KY, LA, MO,
OK, TX, TN
Region 6
DC, DE, FL, GA, MD, MS,
NC, SC
Region 7
IA, IL, IN, MI, MN, ND,
OH, SD, WI
Region 8
NJ, PA, VA, WV, All Other
1 Citibank, N.A. U.S. Bank, N.A. Goldman Sachs Bank Wells Fargo Bank, N.A.
2 Bank of the West Bank of the West Synchrony Bank Citibank, N.A.
3 Barclays Bank Delaware Goldman Sachs Bank Barclays Bank Delaware Synchrony Bank
4 East West Bank East West Bank Citibank, N.A. First Tennessee Bank, N.A.
5 Synchrony Bank Synchrony Bank Bank of the West First Niagara
6 Wells Fargo Bank, N.A. First Niagara Cadence Bank, N.A. State Bank of India
7 The Bank of East Asia, Ltd Citibank, N.A. First Tennessee Bank, N.A. Bank of the West
8 First Niagara MUFG Union Bank, N.A. Manufacturers and Traders Trust New York Community Bank
9 Talmer Bank State Bank of India The Bank of East Asia, Ltd MUFG Union Bank, N.A.
10 First Tennessee Bank, N.A. WEX Bank State Bank of India Talmer Bank
11 State Bank of India The Bank of East Asia, Ltd New York Community Bank U.S. Bank, N.A.
12 Bank of China Manufacturers and Traders Trust Talmer Bank Bank of Baroda
13 U.S. Bank, N.A. First Tennessee Bank, N.A. U.S. Bank, N.A. Cadence Bank, N.A.
14 New York Community Bank Talmer Bank East West Bank WEX Bank
15 Cadence Bank, N.A. Bank of Baroda First Niagara Manufacturers and Traders Trust
16 WEX Bank New York Community Bank American Express Bank, FSB. Mizuho Bank (USA)
17 Capital One (USA), N.A. Cadence Bank, N.A. Wells Fargo Bank, N.A. Bank of China
18 Goldman Sachs Bank Wells Fargo Bank, N.A. Bank of Baroda Capital One (USA), N.A.
19 American Express Bank, FSB. Bank of China Bank of China Goldman Sachs Bank
20 Manufacturers and Traders Trust American Express Bank, FSB. MUFG Union Bank, N.A. East West Bank
21 Bank of Baroda Mizuho Bank (USA) Capital One (USA), N.A. American Express Bank, FSB.
22 Mizuho Bank (USA) Capital One (USA), N.A. WEX Bank The Bank of East Asia, Ltd
23 MUFG Union Bank, N.A. Barclays Bank Delaware Mizuho Bank (USA) Barclays Bank Delaware
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.

Program Bank Location

Bank City and State
American Express Bank, FSB. Salt Lake City, UT
Bank of Baroda New York, NY
Bank of China New York, NY
Bank of the West San Francisco, CA
Barclays Bank Delaware Wilmington, DE
Cadence Bank, N.A. Birmingham, AL
Capital One (USA), N.A. Glen Allen, VA
Citibank, N.A. Sioux Falls, SD
East West Bank
Pasadena, CA
First Niagara Bank, N.A. Buffalo, NY
First Tennessee Bank, N.A. Memphis, TN
Goldman Sachs Bank New York, NY
Manufacturers and Traders Trust Buffalo, NY
Mizuho Bank (USA) New York, NY
MUFG Union Bank, N.A. San Francisco, CA
New York Community Bank Westbury, NY
State Bank of India New York, NY
Synchrony Bank Salt Lake City, UT
Talmer Bank Troy, MI
The Bank of East Asia, Ltd New York, NY
U.S. Bank, N.A. Cincinnati, OH
Wells Fargo Bank, N.A. San Francisco, CA
WEX Bank Midvale, UT

The order and composition of the Program Bank List may change at any time. Please consult your Investment Representative with any questions.

You may contact your Investment Representative to designate a bank as ineligible to receive funds (otherwise known as "opting out" of a bank). Opting out of a Program Bank will affect the amount of your deposits eligible for FDIC insurance.

Excess Banks will accept funds without limitation and without regard to the Maximum Applicable FDIC Deposit Insurance Amount once funds equal to the Maximum Deposit Amount (as defined in the Bank Deposit Sweep Program Disclosure Document) have been deposited for you through the Bank Deposit Sweep Program in each Bank on the Program Bank List.

It is your obligation to monitor the total amount of deposits that you have at each bank including through bank accounts, certificates of deposit ("CDs") and deposits held through other brokers for purposes of reviewing deposits which may be eligible for insurance by the FDIC.