Below are the participating banks in the standard network
Bank Deposit Sweep Program (BDSP)®

Effective date June 6, 2016

POS
POSITION
Region 1
MA, ME, NH, RI, VT
Region 2
CT, NY
Region 3
AK, CO, HI, ID, KS, MT,
NE, NM, NV, OR, UT, WA, WY
Region 4
CA
1 Synchrony Bank Bank of China Goldman Sachs Bank Capital One (USA), N.A.
2 East West Bank East West Bank Wells Fargo Bank, N.A. First Niagara Bank, N.A.
3 Bank of the West First Tennessee Bank, N.A. Bank of the West The Bank of East Asia, Ltd
4 Wells Fargo Bank, N.A. Barclays Bank Delaware Citibank, N.A. Wells Fargo Bank, N.A.
5 First Niagara Bank, N.A. Citibank, N.A. The Bank of East Asia, Ltd MUFG Union Bank, N.A.
6 MUFG Union Bank, N.A. Wells Fargo Bank, N.A. American Express Bank, FSB. American Express Bank, FSB.
7 Citibank, N.A. New York Community Bank MUFG Union Bank, N.A. East West Bank
8 Cadence Bank, N.A. State Bank of India Cadence Bank, N.A. State Bank of India
9 Talmer Bank WEX Bank New York Community Bank Bank of the West
10 American Express Bank, FSB. Cadence Bank, N.A. Barclays Bank Delaware Talmer Bank
11 Mizuho Bank (USA) MUFG Union Bank, N.A. First Niagara Bank, N.A. Citibank, N.A.
12 Manufacturers and Traders Trust American Express Bank, FSB. Manufacturers and Traders Trust Manufacturers and Traders Trust
13 Bank of China First Niagara Bank, N.A. Mizuho Bank (USA) Mizuho Bank (USA)
14 Bank of Baroda Manufacturers and Traders Trust Bank of China Bank of China
15 Barclays Bank Delaware Bank of the West Bank of Baroda Bank of Baroda
16 First Tennessee Bank, N.A. Mizuho Bank (USA) First Tennessee Bank, N.A. Barclays Bank Delaware
17 State Bank of India Bank of Baroda State Bank of India First Tennessee Bank, N.A.
18 The Bank of East Asia, Ltd The Bank of East Asia, Ltd Talmer Bank New York Community Bank
19 New York Community Bank Talmer Bank Capital One (USA), N.A. WEX Bank
20 Capital One (USA), N.A. Capital One (USA), N.A. WEX Bank U.S. Bank, N.A.
21 WEX Bank U.S. Bank, N.A. East West Bank Cadence Bank, N.A.
22 U.S. Bank, N.A. Synchrony Bank U.S. Bank, N.A. Synchrony Bank
23 Goldman Sachs Bank Goldman Sachs Bank Synchrony Bank Goldman Sachs Bank
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
POS
POSITION
Region 5
AL, AR, AZ, KY, LA, MO,
OK, TX, TN
Region 6
DC, DE, FL, GA, MD, MS,
NC, SC
Region 7
IA, IL, IN, MI, MN, ND,
OH, SD, WI
Region 8
NJ, PA, VA, WV, All Other
1 Citibank, N.A. Goldman Sachs Bank U.S. Bank, N.A. Wells Fargo Bank, N.A.
2 Bank of the West American Express Bank, FSB. First Tennessee Bank, N.A. Mizuho Bank (USA)
3 Talmer Bank Citibank, N.A. Wells Fargo Bank, N.A. First Niagara Bank, N.A.
4 WEX Bank Talmer Bank Talmer Bank Citibank, N.A.
5 New York Community Bank State Bank of India Mizuho Bank (USA) State Bank of India
6 MUFG Union Bank, N.A. The Bank of East Asia, Ltd East West Bank East West Bank
7 Barclays Bank Delaware Bank of the West MUFG Union Bank, N.A. First Tennessee Bank, N.A.
8 American Express Bank, FSB. Wells Fargo Bank, N.A. Citibank, N.A. MUFG Union Bank, N.A.
9 Wells Fargo Bank, N.A. Capital One (USA), N.A. Bank of the West American Express Bank, FSB.
10 First Tennessee Bank, N.A. MUFG Union Bank, N.A. First Niagara Bank, N.A. New York Community Bank
11 Mizuho Bank (USA) Mizuho Bank (USA) American Express Bank, FSB. Manufacturers and Traders Trust
12 First Niagara Bank, N.A. First Niagara Bank, N.A. Manufacturers and Traders Trust Bank of the West
13 Manufacturers and Traders Trust Manufacturers and Traders Trust Bank of China Bank of Baroda
14 Bank of China Bank of China Bank of Baroda Barclays Bank Delaware
15 Bank of Baroda Bank of Baroda Barclays Bank Delaware Talmer Bank
16 State Bank of India Barclays Bank Delaware State Bank of India Capital One (USA), N.A.
17 The Bank of East Asia, Ltd First Tennessee Bank, N.A. The Bank of East Asia, Ltd WEX Bank
18 Capital One (USA), N.A. New York Community Bank New York Community Bank U.S. Bank, N.A.
19 East West Bank WEX Bank Capital One (USA), N.A. Cadence Bank, N.A.
20 U.S. Bank, N.A. East West Bank WEX Bank Synchrony Bank
21 Cadence Bank, N.A. U.S. Bank, N.A. Cadence Bank, N.A. Goldman Sachs Bank
22 Synchrony Bank Cadence Bank, N.A. Synchrony Bank  
23 Goldman Sachs Bank Synchrony Bank Goldman Sachs Bank  
  Excess Bank List Excess Bank List Excess Bank List Excess Bank List
1 Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A. Capital One (USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.

Program Bank Location

Bank City and State
American Express Bank, FSB. Salt Lake City, UT
Bank of Baroda New York, NY
Bank of China New York, NY
Bank of the West San Francisco, CA
Barclays Bank Delaware Wilmington, DE
Cadence Bank, N.A. Birmingham, AL
Capital One (USA), N.A. Glen Allen, VA
Citibank, N.A. Sioux Falls, SD
East West Bank
Pasadena, CA
First Niagara Bank, N.A. Buffalo, NY
First Tennessee Bank, N.A. Memphis, TN
Goldman Sachs Bank New York, NY
Manufacturers and Traders Trust Buffalo, NY
Mizuho Bank (USA) New York, NY
MUFG Union Bank, N.A. San Francisco, CA
New York Community Bank Westbury, NY
State Bank of India New York, NY
Synchrony Bank Salt Lake City, UT
Talmer Bank Troy, MI
The Bank of East Asia, Ltd New York, NY
U.S. Bank, N.A. Cincinnati, OH
Wells Fargo Bank, N.A. Sioux Falls, SD
WEX Bank Midvale, UT

The order and composition of the Program Bank List may change at any time. Please consult your Investment Representative with any questions.

You may contact your Investment Representative to designate a bank as ineligible to receive funds (otherwise known as "opting out" of a bank). Opting out of a Program Bank will affect the amount of your deposits eligible for FDIC insurance.

Excess Banks will accept funds without limitation and without regard to the Maximum Applicable FDIC Deposit Insurance Amount once funds equal to the Maximum Deposit Amount (as defined in the Bank Deposit Sweep Program Disclosure Document) have been deposited for you through the Bank Deposit Sweep Program in each Bank on the Program Bank List.

It is your obligation to monitor the total amount of deposits that you have at each bank including through bank accounts, certificates of deposit ("CDs") and deposits held through other brokers for purposes of reviewing deposits which may be eligible for insurance by the FDIC.